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You're about to start a family, now what?

You’ve heard from your friends and relatives with children to sleep when the baby sleeps, don’t put too many expectations on yourself, and to accept help when it’s offered. But what are the practical things you can do before or shortly after the baby arrives to set your family up for long-term success. 


In preparation for bringing a child into the world, here are a few things you should consider.

Get an Indexed Universal Life Insurance (IUL) Policy

You may think this will automatically happen. After all, your health insurance provider should know that you had a baby, but it doesn't work like that. Fortunately, having a child counts as a qualifying life event, which allows you to add your newborn to your policy even if it’s not time for open enrollment. You typically have 30 to 60 days from the time your baby is born to add them to your policy, so don’t delay getting them covered.

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