Indexed universal life is a permanent life insurance policy that ties up the cash value of your premiums to stock market indexes like the S&P 500 and provides tax-free growth through a 'participation rate' ranging from 6-8% annually. The best part? If the market takes a downturn, you wouldn't lose money as the participation rate would be null at 0%. It may sound too good to be true but savvy investors have been using this investment vehicle for decades.
I got a great recommendation for a life insurance product that suits my needs and the process was very clear. Really happy with the final outcome. Highly recommend Amplify!"
Mike P.
via TrustpilotOur IUL policies allow you to invest and grow your premiums in market indexes such as the S&P 500 or Nasdaq 100. You'll see tax-free growth of around 6-8% on your cash value with a cap of 9% and a minimum participation rate of 0% which means you'll never lose money when the markets have downturns. Plus there are no income restrictions like most other tax-free investment vehicles.
You can spend the money on whatever you need and still have a death benefit that covers your beneficiaries when you pass. We provide a best-of-both-worlds experience where your loved ones are covered in the future while you build wealth today for a future of your own.