Can I access my policy if I’m in another country?
Most life insurance companies will cover death in a foreign country, especially if you’ve had the policy for more than two years. There are some countries that are deemed more high-risk than others and if traveling to a particularly high-risk region, it is best to let your insurance company know beforehand. In addition, if you travel frequently, you should let your Amplify Advisor know so that they may shop around within the life insurance companies that specifically cover overseas deaths.
Lastly, foreign death claims are often harder to prove, since death claims may not recorded as they are here in the U.S. You can contact an Amplify Advisor to connect you to a life insurance attorney if you have any trouble making a death claim for an insured who passed away overseas.
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